Point (2)
Note that you might not need to tick all if you are trying to avoid over flooding of chats...
Like for me...
I only tick "guilds", "Channel" and "whisper"
"Guilds" is basically the normal guild chat, the green one
"Channel" is what Enmaye is talking about, the yellow one
"whisper" is also called PM, the purple one...
for others like "shout" which is chatting across the whole channel which i found it irritating, i close it lol...
and for "trade", dun bother to on it too cus no one will ever type there haha...
Cheers
^^